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Samsung i900 Omnia Unlocked Phone with 8 GB Memory 5 MP Camera GPS WiFi Windows

  • This unlocked cell phone is compatible with GSM carriers like AT&T and T-Mobile. Not all carrier features may be supported. It will not work with CDMA carriers like Verizon Wireless, Alltel and Sprint.
  • Quad-band GSM cell phone compatible with 850/900/1800/1900 frequencies and International 3G compatibility via 2100 UMTS/HSDPA plus GPRS/EDGE capabilities
  • Touchscreen-enabled smartphone with 8 GB internal memory, 3.2-inch LCD, intuitive TouchWiz interface, and Windows Mobile 6.1
  • 5-megapixel camera/camcorder; Wi-Fi networking (802.11g/b); GPS for navigation and geo-tagging; Bluetooth stereo music
  • Up to 5.8 hours of talk time, up to 500 hours (20+ days) of standby time

Rating: (out of reviews)

List Price: $ 699.99 Price: $ 279.99

Original :: Samsung i900 Omnia Unlocked Phone with 8 GB Memory, 5 MP Camera, GPS, Wi-Fi, Windows Mobile 6.1, and MicroSD Slot--International Version No Warranty (Black)

Nokia N900 Unlocked PhoneMobile Computer with 35Inch Touchscreen QWERTY 5 MP

  • This unlocked cell phone is compatible with GSM carriers like AT&T and T-Mobile. Not all carrier features may be supported. It will not work with CDMA carriers like Verizon Wireless, Alltel and Sprint.
  • Optimized for WCDMA 900/1700/2100, Quad-band EGSM 850/900/1800/1900, Optimized for 3G networks on WCDMA 900/1700/2100 Quad-band EGSM, 850/900/1800/1900. Does not support 3G on AT&T network.
  • Mobile computer with full cellular voice and messaging capabilities, 3.5-inch touchscreen display, slide-out full QWERTY keyboard, and powerful Maemo 5 operating system
  • 5-megapixel camera/camcorder; GPS for navigation and location services; Wi-Fi networking; Bluetooth stereo music; digital media player; personal and corporate email
  • What's in the Box: handset, battery, travel charger, stereo headset (WH-205), video out cable (CA-75U), cleaning cloth, operating instructions

Rating: (out of reviews)

List Price: $ 649.00 Price: $ 349.99

Original :: Nokia N900 Unlocked Phone/Mobile Computer with 3.5-Inch Touchscreen, QWERTY, 5 MP Camera, Maemo Browser, 32 GB--U.S. Version with Full Warranty

Excendia Virtual Assistant for mobile people

We rely so much on our desktop environments that it became extremely important for us to have remote access to our business data and communication tools when we are away from our desks. Smart phones such as Blackberry, iPhone or Android enable us to do that when we are sitting in a restaurant or at an airport, but what happens when we are driving? The increasing number of accidents caused by drivers reading or replying to emails and texts, checking their calendar, looking up contacts and phone numbers or simply checking who is calling, has forced legislators to implement new safety laws that prohibit irresponsible use of these devices while driving. Who Needs It? Professionals in the service industry know the importance of customer satisfaction for the growth of their business. Lawyers, financial advisors, accountants, real-estate agents and other service consultants are continuously looking for ways to improve the safety of their mobility and customer interactions. Being easily reachable and responsive to customer needs are key elements to your success. What Can Excendia Do for Me? Excendia provides safe, hands-free voice access to office communication tools. It understands and executes your speech commands to call contacts and dial numbers, read and send e-mails, check calendar and schedule meetings, change your phone status and call forwarding, review call logs and call-back people, etc. It also filters your incoming calls to let through only the important ones based ...

Video Rating: 0 / 5

TMobile MyTouch 4g vs G2 Part One by PhoneFight

Phonefight's first comparison video. T-Mobile's hottest new 4g phones go head to head to PhoneFight it out. I did make a few mistakes I'm sure, and I appreciate any feedback. I will be posting the second part of this review very soon so stay tuned. Thanks for watching and please subscribe. Feel free to comment below of any questions or message me. I usually answer pretty fast. follow me on twitter: twitter.com/phonefight

Video Rating: 0 / 5

Tiny Love Sweet Island Dreams Mobile

  • Island theme design
  • multi directional movements of characters
  • Adorable island pals
  • Calming night light
  • 20 minutes of continuous music

Rating: (out of 78 reviews)

List Price: $ 44.95 Price: Too low to display

Original :: Tiny Love Sweet Island Dreams Mobile

Dell 30 Ghz Super Fast GX Computer with Dell 19 LCD Flat Monitor Huge 500GB Hard

  • Intel Pentium 4 3.0 GHz With Hyper Threading (very fast), 4 Gigabytes (GB) DDR II RAM Memory
  • DVD-RW Optical Drive (Plays and Records DVDs/CDs), 10/100/1000 LAN Networking and Internet (Cable-DSL Internet Ready)
  • Dell 19" LCD Flat Panel Monitor, Original Sealed Microsoft XP, Office Suite CDs included
  • High Speed Internet Ready, PCI Express Video Ready (32MB included), Audio, Headphone, and Microphone Jacks
  • Also Includes: Power cables, Keyboard, Mouse, New Speakers

Rating: (out of 18 reviews)

List Price: Price:

Original :: Dell 3.0 Ghz. Super Fast GX Computer with Dell 19" LCD Flat Monitor, Huge 500GB Hard Drive, 4GB RAM, DVD Burner (DVD-RW), and New Licensed Windows XP with Genuine Microsoft Authorized CD

Toshiba Satellite L645DS4036 LED TruBrite 14Inch Laptop Black

  • 1.8 GHz AMD Phenom II P820 triple-core processor
  • 4 GB DDR3 memory
  • 320 GB SATA hard drive, DVD SuperMulti drive supporting 11 formats
  • 14-inch widescreen HD TruBrite LED-Backlit display, ATI Radeon HD 4250 graphics card
  • Microsoft Windows 7 Home Premium, 3.8 hours of battery life

Rating: (out of 110 reviews)

List Price: $ 679.99 Price: $ 499.99

Original :: Toshiba Satellite L645D-S4036 LED TruBrite 14-Inch Laptop (Black)

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Original :: mobile porn

Nokia N97 Mini Deals Compact Handset With Lot Any Features At Cheap Prices

For having the sleek and compact handset having all the latest feature and still pay less for it, the only option is to buy the Nokia N97 Mini deals. The camera quality is awesome with large internal memory as well.Mobile phones are now as common as pebbles on a sea bed. Just like those stores they look quite similar from a distance, but on close comparison they are unique in themselves. The world of mobile phones have uncountable number of handsets with all of them competing with each other. The most popular handsets now are the compact ones. People require compact and sleek mobile phones with lot many features in them. So this is how the Nokia N97 Mini deals are the most sold offers in thonline market.

This handset has a 3.2 inches TFT resistive touchscreen with a resolution of 360 x 640 pixels. It has features like Proximity sensor for auto turn-off, Accelerometer sensor for auto-rotate and Handwriting recognition. The device also flaunts with a full QWERTY keyboard so that you can type for long hours without your fingers aching. But surprisingly the dimensions of the handset are still too compact with 113 x 52.5 x 14.2 mm and a mere weight of 138 g. The internal memory of 8 GB storage and 128 MB RAM makes sure that all your data is kept safe but still if you need to upgrade this then the external memory card of microSD supports upto 32GB of external memory.

The popular network providers like O2, Orange, T Mobile, Three, Virgin and Vodafone are offering very cheap and lucrative Nokia N97 Mini deals. The offers comprise of the handset coming for free. Yes most of the best deals will offer the handset for free while others are charging very low charges. The free incentives like free calling minutes, free monthly texts, free data, free connection, free huge instant cash-backs and free line rentals reduce the effective line rentals to very low. So now this handset comes for real cheap as well. The free gifts are available as free LCD TVs, free laptops, free music players, free gaming consoles, free Bluetooth headsets and other exciting freebies.

Original :: Nokia N97 Mini Deals Compact Handset With Lot Any Features At Cheap Prices

How to Learn French by Watching TV

www.Rocket-Language.us Some people decide to learn how to speak French because of different reasons. They may be going on a French vacation and speaking the language will definitely help them enjoy their vacation more. Or they may have French-speaking family members or they being bilingual is a great asset in their workplace. Whatever the reasons may be, learning French can be made easy by the tools that you will use. Learning a new language is not an easy thing to do. You just do not need to remember what the words mean and sound like, but you must also know how to speak them the right way. A difference in your accent or intonation can make your French difficult to understand. If you want to learn French, you will definitely enrol in class, or buy a book, or enrol in an online class. Rocket French is an online language course which offers so much benefits to anyone who wants to learn French. What are the features of Rocket French? First and foremost, this course has a lifetime membership which means that you won't feel that you need to hurry up in learning the course. You can definitely learn at your own time and pace. Second, you will get 24 online access to all the course materials. Third, you can download the lessons and games which mean that you do not have to be online most of the time. Fourth, this online course is compatible with any computer and it has print-friendly lessons. Fifth, downloadable interactive audio lessons are also included. These audio lessons are ...

Video Rating: 0 / 5

How to hack mobile phones with Bluetooth link included

-All is explained here in the description- This is a tuturial how to hack the most mobile phones with Bluetooth with your Sony Ericsson or Nokia phone. You need a program called "Super Bluetooth Hack" (it's also called "BT Info"). You can download it on many places, such as: thomas.hoornstra.org or www.hack.au.tt or www.hack.pt.tp or rapidshare.com (there are the newest versions! It's version 1.08) or try Google (search for "BT Info" or "Super Bluetooth Hack". With the program you can do things on the other phone such as: - read SMS messages - read contacts - change profile - play ringtone (even if phone is on silent) - play songs - restart the phone - turn off the phone - restore factory settings - change ringing volume - call from the other phone (it includes all call functions like hold etc.) Notes: 1.) When connecting devices use the code 0000 2.) At start of programm on smartphones do not forget to turn on bluetooth before start of the application 3.) You have to download the file with Firefox, because Internet Explorer makes it a .zip file. If you don't want to download Firefox, you have to change the extension of the file from ".zip" to ".jar". If you downloaded the file as a ".zip" file, here is explained how to change it to a ".jar" file: With Windows: 1. Go to Start - Computer 2. In the menubar, go to: Tools - Folder Options... (With Windows Vista, you have to push the "Alt" key before you can see the "Tools" menu) 3. Go to "View", and than deselect the mark ...

Video Rating: 4 / 5

Cell Phones Some Considerations of the Cell Phone of the Future

Cell phone technology has been moving forward at break neck speed, and sometimes we may not notice it, but think back to just a few years ago and you can see all the new feature integration and race in the marketplace - a race to "wow" consumers and get them to choose a specific device. But before we talk about the current trends in cell phones and smart phones, let's discuss the past evolution of these devices.Since, I had one of the first mobile "cell" phones - I'd like to tell you a quick story to start out this discussion.My first cell phones were state-of-the-art at the time, but if you saw them today, you'd laugh. One of them I actually kept; a Mitsubishi Transportable. This phone iabout the size of a six pack cooler that you might take to your child's soccer game, and it was quite heavy, as I recall it is well over 10 pounds. This of course included the battery pack to power up to 3 Watt phone.Remember that Ion-lithium batteries at the time were just coming off the assembly lines and were quite expensive - they did not exist in this size for anything but NASA and military usage. These original cell phones I had were nickel hydride powered, quite an inferior battery technology for modern cell phones.The Mitsubishi Cell Phone has a strap on it so you can carry it like a purse, and I often felt really stupid carrying it, until of course it rang, and I unzipped the top, pulled out the handset on the phone and began talking. I can recall that everyone stared as if I was a secret CIA agent, was working for MI6, and my name wasn't Lance, it was really James Bond. You see, at that time not very many people had the cell phones and they were very expensive.Another one of my first phones was a Audiovox 1000 model, which was quite large and it was mounted in my car, a car phone - cell phone. The box that ran the Cell Phone was mounted under the seat, and there was a cradle that held the headset. The headset had a cord on it just like a phone at home, before the cordless phones that is. Under the seat the box was about 3 1/2 inches high and the size of a laptop with a 17.1 inch screen.This Cell Phone or car cell phone was wired directly to the battery with a couple of fuses. When I turned on the vehicle, the Cell Phone would automatically turn on. If I turned off the vehicle, I had to leave it on accessory with the key in the right position, unless I left the phone on which by-passed the ignition. When the phone rang and actually honked the horn, which got me into trouble a couple of times when the horn went off while I was driving behind a police car stopped at an intersection. I have a lot of stories to tell you about all those early days with the first cell phones, and you may e-mail me if you are ever interested in such experiences.Folks today take all this for granted, as they don't realize how cumbersome the original cell phones were, or how stupid they were compared to modern day smart cell phones. Today they give you a free cell phone when you sign up for service - back then you had to pay $1000 for a car cell phone, and as much as a couple hundred dollars to have it installed. It was quite a procedure, if you have a stereo system, and an XM radio put in your car at the same time, that is about how much work it took to do this. Therefore, at today's labor rates you could easily pay three or $400. That's definitely something to think about.If I was talking to someone on the phone while the engine was running, if I turned off the car and moved the key to the accessory position I would dump the phone call, as I cut it out during that transition. However, having a cell phone in my car helped me increase my business. At the time I was only 17 years old - I had an aircraft brokerage firm and aircraft finder's service and I would work off of fees whenever an aircraft that I represented sold. I also had a small aircraft cleaning service and was able to contact customers from my vehicle on the flight line, and my crews could call me when they were done with the job as they would use the local payphone to call me.Thus, this mobile technology allowed me to make more money, and remain more efficient than the competition. Remember at the time this was leading edge technology, it was state-of-the-art, and I had it - the competition did not. No longer was I stuck in an office, I could run my business from anywhere and it allowed me much freedom. Often people today do not realize what it was like before mobile cell phones. Anyone who is in business now over the age of 50 certainly realizes, because they remember a time when there were no cell phones.This was a period in our nation's history where there were pay phones in every shopping center, every gas station, outside of every fast food restaurant, and people used them all the time. Business People who didn't smoke filled their ashtrays with coins so they can stop and use the pay phone. Thus, allowing them to call clients, customers, vendors, and maintain their operations in the office. When cell phones first came into play they displaced the old Motorola technology of push to talk phones, which worked off a mountaintop repeaters, these phones were very big in the military, construction industry, and all the executives with large corporations had them.Since this was radio technology, they worked farther than the first cell phones which had to be within 10 to 15 miles of a cell tower. Today, the cell phones are less wattage than they were back then, so the average cell tower is 6 miles or less apart. Back then the cell phones worked off three Watts, and now with 3G technology the wattage is under 1 W. This is probably good for the human biosystem, as it is putting less microwave frequency radiation into your brain, there will be fewer brain tumors, brain cancer, and other issues. There have been many studies including several with the Swiss researchers which seemed to indicate that the 3 W phones were quite unacceptable for human health, and they would slowly cook your brain as one researcher said.Luckily, for the cell phone industry they were able to bury most of these problems and objections, as well as the studies that the Swiss did. Although, there were studies here in the United States, you would be hard-pressed to find those research studies and data on brain tumors, brain cancer, and their relation to the cell phones that people used. In fact, if you go to Google Scholar today you will be hard-pressed to find anything that would suggest that the cell phones could cause such horrible conditions. This of course is all still up for debate, but we try not to talk about it.Perhaps, by going to 3G wireless, and lower wattage the mobile cell phone industry dodged a bullet of huge class-action lawsuits, and we may never know the damage we had caused. Nevertheless, as we talk about Six Sigma efficiency in corporations, or using modern management techniques in small businesses, no one can deny that increasing communication speed and reliability is by far a factor in the increase productivity in the 80s and 90s due to cell phones.At the time I was literally running 1000 to 1200 minutes per month and although that service was much cheaper than the other choices such as the Iridium Satellite Phones, non-cell phone mobile units, as they did not use cell towers, rather satellites - you can imagine the costs of the original cells. They did not have an unlimited plan and once over your minutes, you paid the premium for each minute on that cell phone, my bill was usually $500 to 800 or more.The other mobile phones at the time were not cell tower-based phones, they were push-to-talk and came in a brief case - it was considered quite James Bond at the time. And this was back in the 1970s, and I remember this, because I started my business when I was 12 years old washing airplanes at the local airport. Many of the businessmen who owned corporate jets had these types of phones. They were basically for the rich and famous, and business person. They didn't work everywhere and you had to have pretty much line of sight to the nearest tall mountain, and that mountain had to have a repeater on top of it, which was hardwired into telephone lines, and the rest of the system worked with ground lines.All this is very interesting, and we must consider that many folks today have never been alive when there were no cell phones. They have no clue how hard it was to run a business back in the days when there really was no mobile communication. The same repeater systems on top of the mountains that Motorola owned or which used Motorola hardware, also controlled the pagers. These pager systems were quite popular with people on call, such as doctors, and service personnel. Two-way radios, which work basically the same as the two-way push to talk briefcase phones, were used through a dispatcher for companies very often.Later, just as cell phones came into play, someone came up with the idea of 1.5 way and two-way pagers. Instead of a one-way pager, someone who had what they call an "alpha mate" device could page someone and ask them a question (using a text message) on that page and the recipient could press a button for yes or no, Y. or N. and that information would be relayed to the dispatcher. People actually got pretty good at communicating this way. And you could send text type messages for the user of the pager to read. In reality these were the first text type messages, so the concept of having a mobile device and using text messaging is not all that new.Two-way text messaging via cell phones is merely a re-introduction of that similar technology. Once people had cell phones they didn't need to use the text pagers anymore, and that technology was leapfrogged as the price of the cell phone services was lower, as competition increased between companies like Sprint and AT&T. There were many other regional smaller players, but they eventually got bought up by the big boys.The cell phone industry grew so fast in the late 80s and early 90s, that eventually there was coverage everywhere. Then something really weird happened, the promise of 3G wireless came into play, and folks started switching to that new system. I can tell you this - my first cell phones were much more powerful and worked much better than the cell phones of today.Occasionally, I had a call dropped and there were not as many service areas, yes there were more dead zones, but the signal was much more powerful because it was 3 W, and since it ran off my car battery or a large battery pack in a small carry case, it had ample power to maintain that strong signal.Today, when I use my AT&T cell phone, I am often cursing because the service is so bad, I wonder why I am even paying for it. In fact, the loss of productivity from dead zones, and the cell phone calls dropping, I feel as if AT&T should be paying me. Apparently, I am not alone many people feel the same way. Nevertheless, the 4G wireless is on the way and everyone will be switching to that so that they will have Internet access allowing them to do e-mails, twitter, video, and real-time text messaging without the use of ground linesA good many folks do not know of a time when there was no email or internet. And most people who are in business today, who are under 50 years old do not remember a time when we didn't have fax machines, the reality is that fax machines came into play about the time of the first cell phones. Mind you, there was still no Internet, no e-mail, and although ARPANET was being used by the military, and by think tanks, research centers, and top universities, it wasn't really available to the public in the way we have it now.Fast forward to today and now no one goes anywhere without a cell phone. Social researchers have noted fewer people wearing wrist watches. They don't need a wristwatch because that is a standard feature on all cell phones now. Of course, this doesn't help companies like Rolex who are catering to the young up-and-coming BMW crowd, if you look around you will see that most young executives don't even wear a watch and most of our younger generation doesn't wear a watch either.It seems that the wrist-watch replaced the pocket watch, and the cell phones seem to be replacing just about everything. These days people use their cell phone or smart phones to do their e-mails, and these same phones act like a PDA, no one carries day planners anymore, although a few people do, myself included perhaps out of habit from using a day planner from the time I was 12 years old in my business until I was in my mid-40s. Perhaps, I am giving away my age, but sometimes old habits die hard.Today with many laptop notebooks, PDAs, and smart phones, it seems none of that other stuff is needed. Including your human memory say many psychologists, who argue that this technology is causing the human brain to rewire itself differently because there are different needs to get along in the world. After all, all your best friends are on the speed dial and you don't have to remember phone numbers anymore. And all your contacts and information is on your smart phone, in your e-mail program, or on your laptop.Cyber security analysts worry that if the system crashes or God forbid an electro-magnetic pulse, neutron bomb, or nuclear device is set off high in the atmosphere it could destroy all the electronic equipment, including all the cell towers, your laptop, your television, your refrigerator, and your smart phone. Where will you be then, and can you rely on your memory and the brain you are born with to carry on your daily endeavors - scary thinking, but perhaps we need to address this as we consider the evolution of cell phones.Today, our cell phones have changed the entire dynamics of our society. There are unspoken etiquette issues of cell phone use in public. There are rules when we can use our cell phones and when we can't. Issues such as driving with a cell phone and the number of auto deaths which occur while people are driving and talking on the phone at the same time. There have been major disasters caused by texting while driving a bus or conducting a train.The reality is that as our technology has evolved, it is evolving much faster than the human brain can to take it all in. Due to the multitasking required in our society to get along and the high pace and productivity that jobs require, many brains cannot cope or adapt fast enough. And this seems to be a problem, if some people are not able to make the switch, but they attempt to, sometimes while driving with disastrous results.Our smart phones are becoming super cell phones that have more and more features, such as the ability to store music like the iPod, and vast amounts of data like our electronic PDAs. These devices are getting more high-tech each and every year and they are feature rich. Many have five to ten gigabytes of information storage now. One recent study in the cell phone industry noted that 90% of the people who own cell phones have never used all the features, and do not know how to program them, or even that they exist on their cell phone. Most people don't even care, they use the features they want and none of the others.This is a common problem with new technologies, and it is something that happened with that Beta and VHS recorders. What's that old joke, there are tons of features on your video recorder at home, but no one knows how to use them, and before we all learned that we need to learn to use these features, the VHS video recorder is out in the new DVDs are here. Now cable companies offer boxes which can record multiple shows so you can watch later or pause a live TV program while you go to the bathroom, or go to the kitchen to get something to eat. Some allow you to use your cell phone to do remote programming too.These are all things common challenges which are encountered and similar problems with any new personal tech devices which become mass consumer products. Cell phones and our current smart phones are no exception. It's hard to say the future what types of new features in our cell phones will have. The sky is the limit, and the imagination and demand for more features and greater technology is readily apparent. The early adopters of such cell phone and smart phone technologies are willing to spend big bucks to have all-in-one devices. Therefore, these trends will continue.Just to give you an example of some of the crazy ideas people come up with for future smart phones let me tell you a little quick story.Our on-line Think Tank came up with a plan to produce a PhD or Personal Health Device, which tracks your diet - on your cell phone. How it worked was quite simple, when you are at the grocery store, you would scan all the items that you bought, and they would go into storage inside your smart phone. Each time you ate one of those items you would simply select what you ate, and punch in the number of servings and you would calculate and keep track of your calories, fat content, and recommended daily allowances in the major five food groups.The smart phone would have a scanner system on it, later subsequent versions of this smart phone and personal health device would be able to scan products via RFID tags. Your phone could tabulate and even recommend what you should eat, how many more miles you should jog, and what you would need to maintain your diet to meet your personal health goals, and weight loss program. Sounds crazy doesn't it, yes, it does, but the venture capitalists like the idea. So too, do companies that produce high tech smart phones today, as everyone is looking to get a jump on the competition.GPS systems by way of smart phones or cellular high-tech phones is quite possible (now available), and you don't even need satellites to do it. If you are within the realm of several cell towers your location can be triangulated quite quickly, which pinpoints your exact location within 10 feet. Ah ha, you see the problem in this too; What about privacy you ask? That's a good point and that is another issue that people are quite concerned about with all this new high-tech personal smart phone innovations.Google Phone and social networking connections appear to be on horizon. That is to say, linking your smart phone with all of your social networking friends, but apparently Google got into a little bit of a problem and noted that many people are not ready for that just yet. In fact, many people who are friends on social networks and make connections, have no intention of ever meeting these people in real life, and therefore they aren't really friends. And since you don't really know anything about those connections or friends on your social networking site, the last thing you want them to do is know exactly where you are within 10 feet.That should appear to be obvious, and in the future it may not be such a big deal, but people are still a little paranoid and they like to have their privacy. Meanwhile, we read more and more articles about social networking gone bad. That is to say people using social networks to stalk other people, and this also concerns parents who have teenagers, who use social networks on a daily basis, and some that use them on an hourly basis, and a good many who seem to be texting every few minutes.One recent study of cell phone users was able to have a 93% predictability of where a person might be based on the patterns determined by their cell phone, and when it was connected to any given local cell tower. The study found that most people stay within 6 miles of their homes. These patterns of predictability are a reality in our society and how we operate as individuals - nevertheless this brings up all types of issues that have attracted the attention of the Electronic Freedom Foundation, and it also touches on the issue of privacy and paranoia, it catches people off guard.Then there is the new trend with smart mobs using their smart phones, and having fun with and meeting up in various places all at the same time. Although these schemes are used for fun, entertainment, and socializing, these same types of smart mobs have the power to destabilize a society or civilization. Consider if you will the use of technology in Tiananmen Square - should governments be worried about your smart phone technology, or the future of 4G wireless cell phones? They probably should be concerned with it, especially if it is used by a foreign government to provide mass protests against what would be a normal stabile government.In other words it has uses in warfare, the CIA, in bringing down corrupt regimes which are enemies to United States. But rest assured - the same thing could happen in the United States where perhaps a communist rogue nation state decided to have protests in the United States in our major cities on Mayday. It could easily happen especially with our own technology being used against us, due to all the interconnectivity that it offers.Does this mean that our government has to find a way to turn off all the cell phones in case of something like this happening? Do they need a device to turn off certain cell phones from the system, while leaving first responders cell phones activated for communication? And what about hackers, which might be able to send out tens of thousands of bogus text messages, or call masses of people into a trap, or stage a riot?These are all questions we need to answer and we need to understand that the same technology we create to improve our productivity, our society, and help us in our daily lives with our families and friends can also be used against us.And what happens when our smart phones become smarter than us? Some believe, as I do, that they already have. Most of the smart phones today have artificial intelligence systems within them, for instance a text messaging program which guesstimates which keys you are going to press next or what you are trying to say and it offers you suggest is so you can fill in the blank. Making your texting very quick. This is very similar technology that Google uses when doing a search and offer suggestions as you are typing to save you time. This is just one form of artificial intelligence in our smart phones and cell phones today.There are many cell phones that allow you to use speech recognition to dial phone numbers, search your databases, or navigate the screens on your cell phone. The newest smart phones will be able to tell you when you are in proximity to a Starbucks and then give you GPS directions to find that location. This has big implications for retailers, advertisers, and consumers alike. They will begin to know your patterns and habits. All these technologies are available now and we will see them in the near future. Your cell phone will even become a payment device, hooked to your credit card information. All this technology exists today.But what about the technologies which are just over the horizon?We've recently seen at Comdex and CES shows the first generations of projection cell phones, that is to say video conference enabled cell phones which allow you to project to the other party onto the nearest wall or onto a table so you can watch. This will obviously be followed by the Holographic cell phones, which were similar to those that we saw in the Star Wars trilogy.All these things will be available in the next five years, and you will most likely have them if you buy one of the high-tech cell phones in the near future. At first these technologies will cost a lot extra, but those prices will come down as the number of units built goes up and as more Chinese also purchase their first cell phone, adding another billion people who own such devices, therefore bringing the cost down for everyone - significantly!By the year 2025 your cell phone will be a brain chip inside of your head, and you can think that you'd like to contact someone and it will dial the number and contact them. By 2050 you will be able to do thought transfer via the small devices, brain implant - perhaps smaller than a dime. And people born after that will never know what time were "thought transfer" did not exist, just like right now there are many people who have never known a time when mobile phones didn't exist. And since Moore's law also seems to apply to the cell phone and smart phone industries we can expect a size reduction as well as a power reduction to run this technology.In other words, your biosystem will be able to power up your brain cell phone chip, just as it does your current human brain which works on about a maximum of 20 W. of energy, and you will be able to have an eyelid screen, so you can close one eye, and surf the Internet. It's hard to say what the Comdex and CES Show in Las Vegas in the year 2025 will look like, it is probably impossible to pinpoint what these shows will look like in the year 2050. In fact, there may not be shows at all, you may be able to experience these trade shows in your holographic living room, video gaming center.Walking the virtual halls of the trade show using your avatar and talking to other avatars explaining all the new technologies that are available for you might be the new reality albeit an Augmented or fully Virtual Reality. That appears to be where we are going, although it's hard to imagine considering where we are today. Nevertheless, I can assure you people in the 1950s could not really have imagined the way in which our smart cell phones have evolved in the present period.Currently, there seems to be a very big push in the larger cities like Atlanta and Dallas, Los Angeles and Seattle, Boston and New York, Miami and Houston towards the 4G wireless, obviously this will continue. That is the full broadband Internet surfing on your smart phone, the ability to watch TV while driving in a car on your cell phone. And next comes the ability to project that TV onto any screen or flat surface that is nearby or available. The technology is getting more robust, it's getting smaller, it's getting smarter, and you have to decide how far you want to go with it.Perhaps, I should write a quick eBook on this topic and explain chapter by chapter, the evolution of this ominous communication technology, and the future of smart phone personal tech devices. Let me know if you know any interested potential co-authors.At the current pace we are moving, and at the speed in which we are interfacing with the Internet, social networks, e-mail, and television, it's hard to say exactly what you will be carrying around in the future in your purse or pocket, but I daresay it will be something that is truly incredible, and in the next 10 years it will be hardly imaginable from this point in time to know exactly what it will be, or what it might be able to do. I hope you will please consider all this. And contact me if you'd like to discuss this further at the Online Think Tank.

Original :: Cell Phones Some Considerations of the Cell Phone of the Future

Common Problems With Laptops Some Solutions Liquid Spills Cooling Power LCD

Fixing Common Laptop ProblemsLiquid Spills on LaptopI have repaired many Laptops exposed to accidental liquid spills. This is a recoverable condition in most cases. It is most important to respond to the cleaning up process as soon as possible (before corrosion or internal soakage occur)! Liquid intrusion can cause the following types of laptop damage:Short circuit due to conductive nature of wet liquid (problem may clear as liquid dries) Short circuit due to dried liquid residue Corrosion occurs (particularly volatile with some acidic soft drinks - Coke) Electronic components damaged by above short ciruits Possible Solution: Immediately when a spill occurs, turn off the laptop, invert the laptop and leave the unit upside down (drainage) for at least 20-30 minutes. Then, remove any attached leads, remove the power unit and battery, and allow the unit to air-dry overnight.To remove any liquid residual: Have someone remove the keyboard assembly and perform additional cleaning. It may help to use cotton buds and distilled water to remove any contamination. Where corrosive side effects may be suspected (with coke), gently rub any suspect areas with a cotton bud dampened with CRC or WD-40. Dry the treated areas so that only a light film of the WD-40 anti-corrosive solution remains. While the keyboard is removed, use a bright light and magnifying lens to inspect areas where the liquid made contact.Laptop randomly turns off This is often due to:AC power adaptor sensing an overload of power drain Overheating processor due to a build of internal dust (clogged fan) AC power adaptor not able to sustain normal power needs (faulty power adaptor) Battery overheating, due to internal battery fault, or charging levels Intermittent short circuit or open connection (check condition of power leads) On older Laptops, the most common reason is poor cooling. Try going somewhere air-conditioned and see if that helps. Inspect the areas near the internal cooling fan; see if there is a build up of dust fibres. Easy way to check this; with the unit running, feel the flow of air from the cooling outlet(s) - is the airflow very low? If yes, and the unit is at normal operation temperature, this may indicate the internal cooling system is partially clogged.Troubleshoot Laptop LCD Video Display problemsHere are some tips and tricks for troubleshooting and fixing laptop video problems. Video issues are very common within portable computers and with the following tips you should be able to detect and eliminate basic laptop video problems.Laptop LCD screen has a faint image or is very darkLook closely at the laptops LCD screen, and see if you can see a very faint image. If you can then it is possible that the Laptop's LCD lid close switch is stuck in the closed position. In this mode the backlight stays off, even with the LCD lid open. This is to conserve power when the laptop is ON with the LID closed. Check the LCD lid close switch. It is a small plastic pin located close to the back LCD hinges. Try tapping the lid switch a few times to see if you can turn on the screen backlight. If that does not help, then I would suggest to replace the FL inverter board.Laptop LCD screen is solid white colour or garbledConnect an external computer monitor to the laptop. If the external monitor display is fine, then you have a problem with the Laptop LCD screen or the LCD cable connection. If the external monitor image is the same as on the Laptop LCD, then it is likely to be a faulty integrated onboard video, this means replacing the motherboard of the Laptop.A typical Laptop LCD display assemblyThis is a simplified explanation of the basic components that are involved on a Laptop LCD video display problem: LCD Connector: Video data is sent from the motherboard through to the LCD screen. A video cable also feeds voltage to the FL inverter board on the LCD panel FL inverter PCB: This section converts the low voltage DC source to high voltage AC, as required to energise the backlight bulb. If the FL inverter PCB is faulty, the LCD screen will show a very dim image on the Laptop display screen CCFL (backlight bulb): When the backlight bulb is working, you can see the image on the LCD screen. With some Laptops, the backlight bulb is a part of the LCD screen assembly and needs to be replaced with a complete LCD screen assembly. It requires a specialized Laptop repair workshop to replace the backlight bulb Laptop Lid close switch: This switch is a small switch (mechanical or magnetic) that is located close to the rear display hinges. Most laptops will either hibernate or operate in standby mode when the LCD is closed. This is achieved by interfacing with the Laptop's BIOS power management software. In turn this is linked to the Windows operating system Laptop is slow and continually shows Internet popup'sThe Laptop is very likely infected with spyware. Spyware is software that hides on your computer and attempts to collect information about your activity on the internet. Spyware is sometimes transferred to your computer when you download 'unknown' free software or when you link to free music Internet programs (KaZaA, Limewire, BearShare, etc). The best method to remove and further prevent spyware is to use Spybot. Please read my Spyware Software Help Page.Laptop is frozen, no response to keyboard or mouse, cannot ShutdownWith most Laptops I have seen that this will happen from time to time! The easy method to solve this problem is:Disconnect the laptop power cord Remove the battery from the laptop Wait a short while (10 seconds) Replace the Laptop battery into the unit Reconnect the Laptop Power cord Turn the Laptop on The Laptop will start normally and be fully operational. If you were working on a Microsoft Word or Excel document at the time of the problem, then you may find that the data has been auto-recovered for you. In this case, you will be automatically prompted to view the last document you worked on when you open the Microsoft program.Troubleshoot Laptop Hibernate and Standby problemsPower management options on laptops sometimes to cause problems. Hibernate and Standby modes are power saving modes of operations to battery powered laptops.Hibernation is a procedure by which the working state (contents) of your work is stored to disk before the computer goes into hibernation or standby. When the Laptop is woken up, you are restored to the exact place you were before. Standby and Hibernation use a low power consumption mode, with enough power to preserve the content of such memory. This means that Laptop computer can wake up without a full restart and loss of work.Laptop does not wake up from Standby or HibernationHere are my tested suggestions:Give it time - some older Laptops may take up to 30 seconds to wake up - fully Some Laptops have special keys or buttons for 'Wake Up' - read the manual Press and hold the Laptops power button for five seconds or more. Some Laptops are configured to Suspend or Hibernate with a press of the power button. Holding the power button for 5+ seconds will usually reset and reboot the Laptop As a last resort, remove the laptop battery and the power cord, wait 30 seconds, replace the batteries and reconnect the power cord Now that the Laptop is operational, you should research the underlying problem. Typically, such problems arise from a disagreement either between the power management features of the Laptops BIOS and Windows.A conflict with the Laptops BIOS power management and Windows power management is the most common cause of such wake-up failure. Try different settings in the BIOS to see if that might solve the problem. Look to see if the Laptops BIOS is configured to suspend the computer, and how it compares with the value configured in Windows. In most cases let Windows control the power management.

Original :: Common Problems With Laptops Some Solutions Liquid Spills Cooling Power LCD

Basshunter All I Ever Wanted DOWNLOAD OUT NOW

Buy Basshunter's new single 'Saturday' from iTunes: bit.ly BUY DANCE NATION LIVE 2010 TICKETS HERE: bit.ly Buy Bass Generation from iTunes here: tinyurl.com Or from HMV here: tinyurl.com Buy I Promised Myself from iTunes here: bit.ly Basshunter "All I Ever Wanted" is available to download from iTunes now! phobos.apple.com Vote for Basshunter as BT Digital Music Awards Best Electronic Artist: www.btdma.com txt BUY WANTED to 80988 to pre-order the "All I Ever Wanted" download! txt GET WANTED to 80988 to get the "All I Ever Wanted" video! txt WANTED TONE to 80988 to get the "All I Ever Wanted" ringtone! (see t&c's in my blog) www.hard2beat.com http www.myspace.com WIN TICKETS FOR BASSHUNTER'S SECRET LIVE LONDON GIG ON 2OTH JUNE!! Win the chance to see Basshunter perform his massive hits 'Now You're Gone' and 'All I Ever Wanted' plus brand new tracks from his forthcoming album. A secret gig will take place at a West End London location at 6:00pm on Friday the 20th of June giving the 50 lucky winners the chance to see this exclusive performance . You will also have the opportunity to join in a Basshunter question & answers session, so get your thinking hats on! TO ENTER, GET MORE INFO & COMPETITION TERMS & CONDITIONS GO TO: www.hard2beat.com Basshunter is back this summer with his second UK release, 'All I Ever Wanted'. The eagerly anticipated follow up to the No.1 smash 'Now You're Gone' will be released via hot new label HARD2BEAT on July 7th. The ultimate bass creator and ...

Video Rating: 4 / 5

GPRSremotecontrolled robot

This video shows the software I've build to control my robot with the personal computer over the internet. Hardware: atmega16-16pu, java-enabled mobilephone with gprs or umts, personal computer

Video Rating: 0 / 5

Apple Introduces Revolutionary New Laptop With No Keyboard

The MacBook Wheel lets consumers accomplish everyday tasks like typing with just a few dozen spins and clicks of a wheel.

Video Rating: 4 / 5

Laptop Security Whered My Laptop Go

Laptops are lovely. They are convenient, mobile, powerful and prestigious. They are also thief magnets. Over 400,000 laptops disappear each year, leaving their owners wondering where they went, what is happening with their data and what to do next. Some of the laptops are just lost - left in cabs, at hotels, restaurants and at conferences and events. Many of these laptops (but not all) find their way back to their lucky owners. Some are stolen by people - many of them co-workers, service staff or people taking advantage of a "moment of opportunity" - who just want to have a laptop. Some are stolen by professional "Laptop Lifters" who may work in teams to steal the laptops for resale. Ad others are stolen, not for the laptop itself, which may be a bonus, but for the data on the laptop's hard drive - financial or identity data or business plans or data. For example:QualComm's CEO had his laptop stolen while he was conducting a Press Conference. Reportedly, some of QualComm's most valuable secrets were on that laptop, unencrypted and only protected by an easily bypassed password. A Department of State laptop containing high level information on nuclear proliferation was stolen right from State's headquarters. Two administrators were fired and other personnel were reprimanded. Think about it - What other piece of equipment or personal possession do we routinely carry around that is worth over a thousand dollars, by itself, and may be worth thousands more in data? Why wouldn't that be attractive to thieves? A large part of the problem is less on the hardware or software end of things, it's in the HUMAN side of things. By raising our awareness many of the vulnerabilities can be greatly lessened. There are 3 areas of vulnerability: 1) Securing the actual laptop, 2) Securing the Data, 3) Getting the laptop back.1) Securing the actual laptop There are many ways to control the physical security of a laptop.There are cable locks that can be attached to an immovable object to make it more difficult to just pick up the laptop and walk away. Although these cables can be cut with a bolt cutter, some of them are combined with an alarm that will sound if the cable is cut.Alarms or motion detectors are also available without the cable locks. They can be set to activate whenever the laptop is moved or when the laptop is moved a certain distance away from a pocket receiver that the owner has, which also alerts the owner. http://www.anchorpad.com, http://www.kensington.com, http://www.computersecurity.com, http://www.pcguardian.com, http://www.trackitcorp.com, http://www.minatronics.comUse a laptop carrying bag that does not look like a laptop case. Having a laptop case that says IBM or Sony is advertising that you are carrying a highly valuable commodity. Consider using a backpack with your laptop in it in a padded sleeve. One of the prime places for laptop theft is the men's bathroom in airports and convention centers. Another prime place that laptops are stolen is at pay phones in a busy area.Just as there are pickpocket teams, one of whom distracts you by "accidentally" bumping into you while the other steals your wallet, there are "Laptop Lifters" one of whom will accidentally spill something on you while the other walks off with your laptop. A good rule to follow is: any time there is a diversion near you, put your hand on your laptop.People usually feel comfortable at conferences and conventions. After all, you are usually surrounded by your peers, and there are often convention staff around to provide security. Often the theft will take place on the second or third day, when IDs for entry are not being checked as stringently, and many of the attendees are NOT wearing their badges. Many times people will leave laptops unguarded on or under conference tables during breaks.Even if it is not your laptop that is stolen, your PCMIA cards - modem or wireless connectors - can be stolen in an instant. Not only is this a loss of value, it's also a real inconvenience.It's a good idea to engrave your company information prominently on the outside of the laptop and on its carrying case. It makes it less attractive to the thief, because it makes it easy to identify and makes it harder to sell. Having a large or conspicuously colored luggage tag securely affixed makes it less attractive because thieves like to be "invisible."You also should be sure to send in that little registration card that came with your laptop. Sometimes a stolen laptop will be sent back to the manufacturer for repair by the person who had innocently bought it from the thief. You may get your laptop back this way.Don't leave your laptop in your car. If it is visible, you may lose your laptop AND have to pay for the damage to your car. Rental cars are often the special target of thieves, especially at popular restaurants or shopping malls. Plus, the extremes of temperature (both hot AND cold), can either fry your laptop or freeze the LCD screen.2) Data SecurityLosing your laptop may mean you'll have to shell out $1,000 - $3,000 for a new one. Losing your data can be MUCH more serious. Many people ONLY have a laptop, so ALL of their data is on it. Plus, most people don't back up their data as often as they should.Replacing the data can be a pain. But losing your PERSONAL data, including perhaps your Social Security number, PIN numbers, credit card info, etc can be a form of personal hell.Here are the steps you should take:Set a BIOS password. BIOS is the first program to load when you turn on your computer. Your laptop will not boot at all until that password is entered. Although there are ways to bypass this, (there's all kinds of info on the 'Net), it's the first in several layers of security you can institute. (See http://www.lockdown.co.uk/?pg=biospsw&s=articles to see how to set a BIOS password).Use the NTFS file system (assuming you are using XP). NTFS has strong encryption capabilities not available in FAT or FAT32. Here are a couple of articles that might help you decide: http://windows.about.com/od/filesfoldersdisks/l/aa001231b.htm http://www.microsoft.com/technet/prodtechnol/winxppro/maintain/convertfat.mspxPrevent data loss through your Infrared port. Do you actually use your infrared port? Do you even know if you have one? If you do have one, your computer can be hacked into all the way across the room! A simple way to disable it is to put a piece of black electrical tape across it. (It's a little dark window, generally on the back of your laptop). Alternatively you can disable the infrared port completely. Because each laptop manufacturer has different steps, search on Google or Yahoo for "Disable Infrared Port" and add your laptop manufacturer's name to the search terms.Back up your data before you leave your office. That way, if your laptop is lost or stolen, you have not lost your files.Consider keeping sensitive files off your laptop hard drive. A DVD can hold multiple gigabytes of data and can be carried in your pocket. A USB storage device is also quite handy.If you are running XP Pro, your can encrypt your data using EFS (Encrypting File System), so it will be totally unreadable without the decryption key. If you don't have the Pro version, you can purchase third party encryption software.|3) Getting your laptop back.So the worst has happened and your laptop has disappeared. Hopefully, you have your name and phone number on it somewhere, so it can be returned to you if it was just left in a cab.If you've taken the right steps before it disappeared, there's a fair chance you will get it back.Here's what you can do to increase the chance of getting it back:There are software solutions that allow you to trace your laptop if it ever connects to the Internet. For instance, http://www.computrace.com/ will give you the IP address wherever your laptop logs on. The cost is under $50. Getting the police to go and recover your laptop is another story, however.According to some reports, when the police cooperate, recovery is up to 90%!All in all, the most effective preventative is user awareness. Reportedly, Arthur Andersen CPA firm not only has classes and posters on laptop (and other) security, but they also have roving security personnel who take unattended laptops, cell phones, purses and PDAs off of desks and other unsecure locations, leaving a note behind telling the hapless "victim" where to get their property back. Quite an education, and probably pretty effective in raising awareness!ยฉ Steve Freedman, Archer Strategic Alliances 2005 All Rights Reserved

Original :: Laptop Security Whered My Laptop Go

Adobe Photoshop CS5 Extended Edition Keygen

READ THIS! THIS ONLY WORKS IF YOU ALREADY HAVE THE TRIAL VERSION DOWNLOADED AND INSTALLED ON YOUR COMPUTER! Also if you guys need any other file hosting DL links be sure to comment as i do not respond to inbox messages :) NO NEED TO THANK ME (although a little thank you comment would be nice :) ---------------------------------------------------------------------------------------------------------- Keygen: www.megaupload.com ---------------------------------------------------------------------------------------------------------- COPYRIGHT DISCLAIMER: Under Section 107 of the Copyright Act 1976, allowance๏ปฟ is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favor of fair use. This video/software is for educational demonstration purposes only. I am not responsible for the way it is used by anyone who downoads it. I do not condone or promote illegal activities. It is the sole responsibility of the viewer to use their discretion when watching this video and act accordingly.

Video Rating: 0 / 5

Mobile Edge 173Inch Large SlipSuit Black

  • Specially made for 17.3" laptops
  • Soft, durable and water-resistant Neoprene protects and cushions your laptop
  • Small enough to fit inside your regular carrying case, but tough enough to use by itself
  • Stylish design combines form and function to create a unique laptop carrying solution
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Rating: (out of 22 reviews)

List Price: $ 29.99 Price: Too low to display

Original :: Mobile Edge 17.3-Inch Large SlipSuit (Black)

Utah Saints Something Good 08 Download OUT NOW

ADD ME ON AIM, SN = DSDF Download "Something Good 08" from iTunes now! phobos.apple.com PRE-ORDER 'SOMETHING GOOD '08' DOWNLOAD TO YOUR PC VIA YOUR MOBILE! Text UTAH to 78789 Utah Saints, Something Good 08 - this is The Van She Remix everybody is talking about -download from 3rd March (it was the 10th, but demand has brought it forward!!), in shops 17th March 2008. www.myspace.com Having sold over 2 million records to date, recorded with the likes of REM's Michael Stipe, and performed with U2 and others on mega-stadium tours, Utah Saints remain one of the most trail-blazing outfits within electronic music. Following a self-imposed exile, Tim Garbutt and Jez Willis buried the Utah Saints name in the early Noughties (following unreleased albums and contract oblivion), vowing to return under that guise when the time was right. In the meantime they've produced and remixed under their Beatvandals moniker, DJed all over the world, and run the highly successful club night, Sugarbeat, in both England and Scotland. Now ready to take the world by storm once more, Utah Saints are back in 2008, recording new material for a studio album and playing gigs across the UK, with a mix compilation also planned before the year is out. 'Something Good 08 (Van She Tech Remix)' first saw the light of day last year, following Australia's answer to Soulwax, Van She's, reworking of the Utah's original 1992 Top 5 hit. Now signed to the all-conquering Data Records for a full release, expect it to ...

Video Rating: 4 / 5

Utah Saints Something Good 08 Download OUT NOW

ADD ME ON AIM, SN = DSDF Download "Something Good 08" from iTunes now! phobos.apple.com PRE-ORDER 'SOMETHING GOOD '08' DOWNLOAD TO YOUR PC VIA YOUR MOBILE! Text UTAH to 78789 Utah Saints, Something Good 08 - this is The Van She Remix everybody is talking about -download from 3rd March (it was the 10th, but demand has brought it forward!!), in shops 17th March 2008. www.myspace.com Having sold over 2 million records to date, recorded with the likes of REM's Michael Stipe, and performed with U2 and others on mega-stadium tours, Utah Saints remain one of the most trail-blazing outfits within electronic music. Following a self-imposed exile, Tim Garbutt and Jez Willis buried the Utah Saints name in the early Noughties (following unreleased albums and contract oblivion), vowing to return under that guise when the time was right. In the meantime they've produced and remixed under their Beatvandals moniker, DJed all over the world, and run the highly successful club night, Sugarbeat, in both England and Scotland. Now ready to take the world by storm once more, Utah Saints are back in 2008, recording new material for a studio album and playing gigs across the UK, with a mix compilation also planned before the year is out. 'Something Good 08 (Van She Tech Remix)' first saw the light of day last year, following Australia's answer to Soulwax, Van She's, reworking of the Utah's original 1992 Top 5 hit. Now signed to the all-conquering Data Records for a full release, expect it to ...

Video Rating: 4 / 5

Mobile Payments Collaboration is the Key

In theory, the concept of mobile payments has a strong business case, given the high market penetration rates of mobile devices, such as cellular phones and PDA?s, in many parts of the world. In addition, mobile operators and financial institutions, through the use of these devices, envision an attractive way to enable their customers to make payments. On the consumer side, users can reap the benefits of convenience, permitting them to buy goods and services from any location.In principle, a mobile device can be used as a POS (point of sale) tool. Mobile operators and financial institutions consider this concept as the next logical step in making mobile devices a trusted payment device for consumers, acting as a payment instrument supplementing cash, cheque, credit card and debit card.Currently, financial institutions are rolling out wireless POS capabilities to merchants which are in-turn competing with a consumer?s mobile phone. Several new services have been introduced around theworld in which merchants are accepting payments from wireless POS terminals. These wireless POS terminals, for example, allow merchants to offer home delivery services in which payments are presented and accepted upon delivery of goods or services at the consumer?s location.Wireless POS terminals use the wireless networks of mobile operators to send payment instructions to a merchant acquirer?s payment server. Consequently, wireless POS services are classified as an extension of traditional payment services. Given that in some areas of the world almost everyone will soon own a mobile phone, and most merchant locations offer POS terminals as a form of payment, it is at least conceivable that the mobile device will take over a large part of the retail payment market.Since wireless POS implementations are an extension of current payment infrastructures, users still need to use a credit or debit card to make purchases. The convenience associated with current wireless POS methods have to do with the fact that these terminals are brought to the location of the purchase. For example, in a restaurant environment with the user paying for their bill via debit card from their seat, or for their groceries which have been delivered to their front door.Mobile devices enable the use of numerous services, services that do not need card readers, personal computers, and modem combinations or a merchant?s wireline POS terminal. Nowadays, mobile devices have an embedded chip that can be used to store information and provide secure authorization and identification.The Need for InteroperabilityBut to make these services available to the majority of mobile users, mobile payment service providers need to roll out services that offer interoperability. There have been numerous mobile payment pilots conducted that enable mobile devices to be used as a payment option, some of which have advanced into full mobile payment services (e.g. PayPal, PayBox, MovilPago). To date, we?ve discovered that the key to providing a successful mobile payment service has to do with the benefits it gives the end user and the end user's customers: convenience, security, and freedom being a few key elements.Though the industry has a long way to go before mobile devices will become a consumer?s payment instrument of choice, to ensure the stability of a viable mobile payments infrastructure, collaboration is the key.Both mobile operators and financial institutions have tried, with little success, to implement their own individual pilot projects. Both parties have encountered numerous difficulties. Mobile operators, for example, because of their extensive existing customer base, technical know-how and billing comprehension, seemed the most likely candidates to provide mobile payment services. However, problems associated with risk management and the collaboration of numerous providers needed to accomplish interoperability have arisen. Financial insitutions on the other hand are confronted with a limited number of users and high infrastructure costs. To remedy these problems, mobile operators and financial institutions have begun collaborating to jointly offer mobile payment services to their customers. For instance, leading Dutch direct bank ING/Postbank Nederland, has partnered with the Netherlands number three mobile carrier Telfort, to offer users mobile access to the bank?s retail applications and link user bank accounts to Telfort?s prepaid service top-up capabilities for account recharging. In this case, the fact that these two entities are taking advantage of their natural symbiosis is a big step in the right direction.Right now there are four entities needed to make a payment via credit card (acquirers, issuers, merchants and consumers) to make a payment via mobile device, there are five (mobile operators, acquires, issuer, merchant and consumers). As a result, the ideal business model includes the cooperation between mobile operators, financial institutions, technology suppliers and industry associations to create a certain amount of standardization which will ensure the successful implementation of a strong mobile payments infrastructure.Still, numerous issues, including limited functionality available through the current generation of networks as well as a lack of standards to name a few, are still hampering the efforts being carried out by these industry players. In addition, questions regarding successful revenue generating business models also remain.ConclusionAs mentioned earlier, cell phone and PDA penetration rates are higher then they've ever been, with forecasted growth rates showing exponential increases in consumer adoption. Accordingly, industry focus should be centered around the business side. Right now it is not feasible for a mobile operator or a financial institution to role out competing services on a proprietary model that does not include interoperability. Mobile operators and financial institutions must work together to implement mobile payment services that marry a consumer?s bank account with their mobile subscription. Offering payment services should not be seen as a competitive advantage, but rather as a necessity which will drive the success of the rollout of mobile commerce.Today we see several initiatives taking place including the creation of various industry associations designed to address the different issues associated with the mobile industry. With these activities underway-mobile operators and financial institutions are beginning to work together to roll out new payment services. Pre-paid top up, for example, is the first real commercial mobile payment application that is being introduced into several markets. Financial institutions and mobile operators are collaborating to enabling mobile subscribers to electronically pay for their pre-paid wireless accounts using several banking channels such as telephone banking, Internet banking, and ATM and mobile banking, completely automating the ?top-up? experience using SMS (Short Message Service).Currently, payment instruments are stored in virtual wallets residing either on the mobile device or centralized on the open network service platform. Consumers register for the service through their financial institution, mobile operator or service provider, depending on how the service is setup. The registration is necessary to link the consumer?s subscription data with their financial information and provision the mobile device for the service. Future methods may see users using their mobile device as a way to simply access their bank accounts, whereby the mobile operator?s function will be simply to transport the data. In addition, smart cards issued by financial institutions may begin to become more prevalent.As mobile services and infrastructures evolve we will begin to see the true notion of mobile payment instruments living up to the hype of ?anytime, anywhere payments.? Soon, mobile payments will become an integral part of consumer lifestyles, replacing the payment instruments we have hidden in our wallets today. It is clear, that the co-operation between mobile operators and financial institutions is needed to build a viable mobile payments offering. It is also clear that the next logical payments industry step is to provide consumers with the ability to make payments for goods and services on their mobile devices. The only true concept of ?anytime anywhere payments? is conceivable through access via a mobile device. 'Where there's a wireless, there's a way' and the key to the success of the industry is as simple as giving consumers what they want.

Original :: Mobile Payments Collaboration is the Key